body {
  font-family:helvetica,sans;
  text-align:justify;
  background-color:#FFFFD9;
  margin:0;
  padding:0;
}
#main {
  width:800px; margin:auto;
}
#header {
  width:1000px; 
  margin:0 auto 0 auto;
  background-color:#FFFFD7;
  height:120px; 
  overflow:hidden;
}
#sides {
  margin: auto; background: transparent url(/images/sides.png) repeat-y scroll center top; 
}
#footer {
  text-align:center;
  width:800px;
  margin:30px auto 30px auto;
  font-size:12px;
}
.tal {
  text-align:left
}
#bgphoto {
  width:970px; margin:auto; padding:15px; border:1px solid #000; background:#FFFFC2 url('/images/kidsatbeach_financially_protected.jpg') no-repeat top center; 
}